Four simple packages, one easy choice. See which one suit you best.
Comprehensive insurance for your company provides a wide scope of insurance protection according to your requirements.

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package with basic
coverage
package with extended coverage
package with comprehensive coverage
package with the largest scope of coverage
FLEXA
Covers damage caused by fire, smoke, lightning, explosion, implosion, impact of falling aircraft, sonic boom and impact of vehicle.
NATCAT
Covers damage due to natural events (flood, inundation, windstorm, gale, hail, atmospheric precipitation, landslide, burden of snow, avalanche, volcanic eruption and impact of falling objects). 
BUSINESS INTERRUPTION
Covers loss incurred during the term of insurance due to interruption or limitation of you operations, caused by an event covered in the selected package.
GENERAL LIABILITY INCLUDING DEFECTIVE PRODUCT
Covers your liability for damage (bodily injury, material damage) caused to a third person / damaged party in the course of your insured business activities, by products delivered and services provided by your company.
INSURED EXPENSES
Covers your expenses incurred due to an insured event and expenses spent for averting an imminent insured event or limiting of its effects (e.g. removal, cleaning, drying of insured objects or construction elements, removal of debris to the nearest dump etc.).
ASSISTANCE BASE
Assistance provided in case of a technical emergency, blocked door or other emergency assistance. 
WATER DAMAGE
Covers damage caused by water from plumbing, including damage by rising water.
GLASS BREAKAGE
Covers breakage of components of your property made of glass or other similar material intended for the same use (polycarbonate, plexi-glass etc.).
BURGLARY AND ROBBERY
Covers burglary or robbery of your property.
VANDALISM
Covers damage to your property due to vandalism.
BREAKDOWN OF MACHINERY AND ELECTRONIC DEVICES (INCLUDING SHORT-CIRCUIT AND OVERVOLTAGE IN CONSTRUCTION ELEMENTS)
Covers damage to your machines and electronic devices due to an unexpected event occurring during their operation or during a pause in operation or during installation, and damage caused by incorrect setting of machines, over-pressure, short-circuit, over-voltage etc. 
GENERAL LIABILITY FOR DAMAGE CAUSED BY DISCHARGE OF POLLUTANTS (BODILY INJURY, MATERIAL DAMAGE)
Covers your liability for damage caused to a third person/the damaged person, due to accidental escape of pollutants in connection with your insured activity or  by your faulty product or provided services.
ASSISTANCE EXTENDED
Assistance with renewal of data. 
EARTHQUAKE (OPTIONAL COVERAGE)
Covers damage to your property caused by earthquake.

Fast and simple claims process

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Claim happened - what comes next?
Please report the insured event as soon as possible online or by phone nonstop at
+421 2 50 122 222
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Depending on the range of damage wait for our instructions related to repair or removal of residues, enable us to survey the damage, report to the police theft of insured property.
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After you report the claim, it will be assigned a number and you can use it to follow the handling of the claim online.

Do you want to file or track your claim? 

Company  insurance Frequently Asked Questions (FAQs)

You are responsible for determining the sum insured. If a surveyor´s report, construction contract or calculation of construction price is not available, take into consideration what amount is necessary to spend at the place of insurance for the procurement of a new building of the same type and quality.
If the value of your insured property changes, inform your insurance intermediator (agent) or contact us by e-mail or by telephone at our Call Centre. The change will result in termination of your existing insurance contract and conclusion of a new contract. 

Yes, we are insuring a building in which you carry out your business activities and is owned by you (your company), or by a natural person which is a partner in your company or is authorised to act on behalf of the company. If the ownership changes, the building insurance terminates.

If you are the leasee in the building, we will insure construction works you will carry out in the leased building. After moving from the building, the building insurance terminates.

Please inform us immediately about such change, as it results also in a change of the premium (reduction). 

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Insurance conditions, info-sheets and other useful documents