Car insurance just got a lot easier

Four simple packages, one easy choice. See which one suit you best.
MY CAR provides a wide scope of insurance protection including e.g. damage you cause to other road traffic participants, damage to your own property or bodily injury, legal support, and assistance services.

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package with basic
coverage    
package with extended coverage
package with comprehensive coverage
package with the largest scope of coverage
MOTOR THIRD PARTY LIABILITY
Motor Third Party Liability Insurance (MTPL) protects you against financial consequences in case you cause damage to others in connection with the operation of the insured vehicle.
LEGAL SUPPORT
Legal advice by telephone (assistance service provided by telephone during working days from 8 a.m. until 4 p.m.).
ROADSIDE ASSISTANCE (BASE)
Basic assistance services (repair on spot and towing of vehicle, mobility service, provision of information) in case of malfunction, damage or destruction of the vehicle. Covered assistance services are specified in the insurance contract.
PERSONAL ACCIDENT (BASE)
Covers accidental injury of the driver and passengers involved in a traffic accident. The limit of coverage is stipulated in the insurance contract.
NATURAL CATASTROPHES
Covers damage, destruction or loss due to natural catastrophes (flood, inundation, windstorm, hurricane, earthquake, landslide, atmospheric precipitation, hail, strike of lightning, snow avalanche, burden of snow or ice).
FIRE, EXPLOSION, IMPLOSION
Covers damage, destruction or loss as a consequence of fire, explosion or implosion.
DAMAGE BY AN ANIMAL
Covers damage caused by collision with an animal and damage caused by a rodent.
ROADSIDE ASSISTANCE (EXTENDED)
Includes extended assistance scope (repair on spot and towing of vehicle, mobility services, provision of information, replacement vehicle, accommodation or return home, travel to fetch a found vehicle, transport of remains, removal of vehicle remnants etc.) in case of malfunction, damage or destruction of the vehicle. Covered assistance services are specified in the insurance contract.
PERSONAL ACCIDENT (EXTENDED)
Covers accidental injury or the driver and all passengers caused by a traffic accident. The limit of coverage is stipulated in the insurance contract.
THEFT
Covers theft of the vehicle.
VANDALISM
Covers damage resulting from vandalism.
GLASS
Covers damage or destruction of glass surfaces of the vehicle.
OWN DAMAGE (MOD)
Covers damage as a result of an accident caused to the insured vehicle.
GAP INSURANCE
In case of theft or total damage, compensation is provided in the amount of new value of the vehicle. Applicable to vehicles which are up to 6 months old, for the period stipulated in the insurance contract. Applicable only to personal vehicles and small trucks with total weight of up to 3.5 t.

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Fast and simple claims process

Claim happened - what comes next?
Please report the insured event as soon as possible online or by phone nonstop at
+421 2 50 122 222.
Contact one of our 600 authorized repair shops or vehicle repair shop (not similarly equipped or certified in the same way as an authorized repair shop) which can survey the vehicle and repair the damage. Use comprehensive services of the repair shop and we will pay costs spent on the repair instead of you.

After you report the claim, it will be assigned a number and you can use it to follow the handling of the claim online. 

 

 

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Car insurance Frequently Asked Questions (FAQs)

Yes, you do. MTPL covers damage you cause to other participants of road traffic. Other insurance types will help you if your own vehicle is damaged, or you incur property loss or bodily injury.
After the conclusion of the insurance contract, you will get the Insurance Contract Proposal and the Green Card with a validity of one month. After we accept the contract, we send you the policy, as well as  Green Card valid for one year. Since the 1st of October 2019, the Green Card has taken also the function of the original White Card.
Yes, if a bonus is granted when you conclude the insurance contract, or you have acquired a bonus in the previous insurance period and we cannot claim a refund of the indemnity from the person who caused the damage.

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